A: Easy Mortgage Prequal uses an easy intuitive questioner to quickly get an idea of your buying power. We give potential home buyer an easy portal to the first steps of buying a home.
A: No; you are never obligated to buy. In fact you can withdraw at any time and even say no at the closing table. This makes the decision to start that much easier. Learn more.
A: No; there will never be any money needed to get prequalified. You also do not need any money to receive a preapproval letter. With no financial obligation to check, why not? Learn more.
COMPLETE THE EASY (EMPQ) QUESTIONER.
YOU WILL BE CONTACTED VIA E-MAIL & PHONE, BY A LIVE MLO.
When applying for a home loan, there are two important steps you should take to ensure you are financially prepared. The first step is to get a mortgage prequalification, and the second is to get a mortgage preapproval.
A mortgage prequalification is an estimate of the amount you may qualify for and is usually based on your credit history, income, and other factors. It does not guarantee that you will be approved for a loan, but it gives you a good idea of the amount you can borrow.
A mortgage preapproval is a more detailed process that involves a full review of your financial and credit history. After a full review, your lender will provide you with a letter that states the amount of money you are approved to borrow. This preapproval is a more reliable indicator of the amount you can borrow, and it can also help you secure better interest rates when you are ready to apply for a loan.
It is important to understand the differences between a mortgage prequalification and preapproval when you are shopping for a home loan. Both are important steps that can help you make informed decisions about your home purchase.
John Paulson, billionaire
A: Yes, a real live person will call you on the phone number you provide to us. This person will be a licensed Mortgage Loan Originator with the knowledge and expertise you need.
A: Yes, you can and will receive messages via Text/SMS from us. Regular text rates will apply and you choose or opt out at any time. this is one of the best ways to communicate.
A: Yes, Easy Mortgage Prequal will send you an email to the email address you provided. You can also send emails back to us. In most cases there is a live person responding.
A Pre-qual is the first step to getting an idea of how much of a mortgage loan you'll likely qualify for form the mortgage lender. No terms or rates are established at this point.
A PreApproval is a promise from a lender that it will loan you a certain amount of money for the purchase of purchasing a Home, at a certain term and at a certain interest rate.
Start The Easy Way..
Please note this Calculator is for a quick guest-imation and not to be used as confirmed numbers as we do not have the confirmed rate, taxes or insurance.
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.